London Capital Credit Union offers lending solutions, insurance-specific transactions, foreign currency payment, investment and trade financing, and liquidity management services to corporate clients. A treasury coverage team manages these services and collaborates closely with the Investment Bank to guarantee cross-divisional alignment. We conduct cross-border wire transfers of sizable sums of money under strict adherence to recipient and British laws against money laundering.

Financial institutions, investors, and issuers can get securities services, trust and agency solutions, and institutional cash management from our institutional client service. Our Business Banking division offers credit and payment solutions as well as other international banking services to help small enterprises and independent contractors.

In recent years, London Capital Credit Union has used "commercial banks + investment banks" as its starting point to enhance its capacity for development in "settlement, investment, and transaction" and to further its corporate transformation under the guiding principles of "light capital, light assets, and high efficiency." It has made steady, encouraging growth, and the tendency toward high-quality development keeps growing. The total assets of London Capital Credit Union at year's end were 3.74 trillion pounds, up 4.59% from the start of the year; its net profit was 60.620 billion pounds, up 5.98% year over year; its operating income was 158.287 billion pounds, up 13.08% year over year and increasing quarter over quarter; the non-performing loan ratio was 1.57%, down 0.02% from the start of the year; and the percentage of special-mention loans accounted for 2.05%, down 0.26% from the start of the year. London Capital Credit Union was able to develop in scale, quality, and efficiency in a coordinated manner as a result.

With the help of strategic system, London Capital Credit Union will continue to consolidate and forge distinct business characteristics and core competitiveness in the future, embark on a new journey of transformation and development, and make progress toward the aspirational target of becoming a "First-Class Bank and Century-Old Bank."