Your goals and ambitions are unique to you and we want to help you get there.

Plan for tomorrow; live for today

Wealth planning is about understanding what is important to you and balancing your needs today with your aspirations for tomorrow. By creating a plan designed to address your needs, which also provides enough flexibility to adapt to changing circumstances, we want you to feel in control of your financial future.

How we work with you

Once we understand your needs, we help you build a plan to serve you and your wealth throughout the various stages of your life. Your professional wealth planner will take a detailed look at your specific business, family, and lifestyle financial needs to understand what you really want to achieve. Your wealth planner will draw on their expertise and experience to design and implement a structured but versatile wealth plan that will help you grow, protect, access and pass on your wealth.

We use cashflow modelling to forecast your future finances and to help you anticipate important life events, such as providing for your children, planning for retirement, gifting and legacy planning. We work with you to identify and understand your key personal milestones. We can then visualise how events and scenarios may impact your lifestyle and options over time.

Protection Planning

Financial certainty for potential uncertain times can give you, your family or your business one less thing to worry about. We want you to feel secure with the knowledge that you have the right contingency plans in place. Our protection planning service uses insurance solutions drawn from the whole of market adapted to your specific needs.

Retirement Planning Review

Retirement is often a much-anticipated event, and with proper planning, can bring joy, adventure and more time to spend on your passions. We will help you think about what you want to achieve in your retirement, and understand how your arrangements can provide the income and capital you need throughout your retirement into later life. We will offer advice on wealth accumulation and how to access capital and income when needed in the most flexible and tax efficient way.

Investment Planning Service

Whether you’re looking to grow your wealth, and/or provide an additional source of income, we can advise you on the most effective and suitable structures, using tax advantages and allowances, where appropriate, to help you make the most of your wealth. You will have access to our discretionary investment management service which will provide ongoing active management of your investments. You have direct access to a member of our investment committee and our advisers to ensure your investments are managed in line with your financial goals, and should your circumstances change, we can help you reassess and revise your plans if needed.

Estate Planning Service

Estate planning isn’t just about passing on your wealth when you die. Good estate planning is about enjoying your life today and making choices about how you support others. You may prefer to see your children – and other loved ones – benefit from your wealth when they need it most, rather than wait to bequeath it in a will. We can help you create an estate plan designed to sustain your lifetime financial needs and address how you wish to help others. We shall consider your views on lifetime gifting, post death legacy and design inheritance tax mitigation strategies depending on your objectives. An estate plan will be tailored to provide you with the right balance of control, access, flexibility and tax advantages.